Micropayment is open. Micropayment application requirements: certified service account
Among the various interfaces that WeChat can open, enterprises have been looking forward to the WeChat payment interface for a long time. Because after accessing WeChat Pay, users no longer need to use complicated online banking transfers when purchasing items. Instead, they only need to enter the WeChat payment interface and enter the payment password to complete the transaction. This means improving merchants’ transaction conversion rates and users’ purchasing efficiency.
WeChat Pay provides two payment methods for merchants: one is used by online merchants to help users open a webpage in WeChat to purchase goods, and the other is used by offline merchants to generate QR codes for goods, allowing users to scan the code to pay using WeChat. .
In order to ensure payment security, WeChat will have a “WeChat Safe Payment” prompt on the webpage of certified safe merchants. In addition, WeChat Pay and PICC jointly launched a 100% full compensation guarantee. If users suffer losses such as theft of funds due to the use of WeChat payment, they will receive full compensation protection from PICC.
With the full opening of the WeChat payment interface, more service accounts will be connected and will help WeChat Pay build a richer mobile payment ecosystem.
The person in charge of WeChat said that WeChat payment is a very important part of mobile e-commerce O2O. The reason why the full opening has been delayed is mainly based on the consideration of system perfection. For WeChat’s payment interface, it involves the certification qualifications of merchants. , procedures, so the opening of WeChat payment is cautious. After many attempts with many partners, it was officially opened to the entire industry.
